Build a Plan for Life

Turn Your Income Into Generational Wealth with IUL

At Legacy Drive, we specialize in IUL — providing smart, flexible solutions that safeguard your future and build lasting financial strength. Whether you're planning for retirement, creating generational wealth, or simply want peace of mind, we’ll guide you every step of the way with clarity, transparency, and support that lasts.

📍 Licensed in 18 States
📈 IUL-Focused Financial Planning
🏛️ Partnered with Industry-Leading Carriers

Backed by Industry Leaders

We Partner with Trusted Carriers

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Licensed Across 18 States

North Carolina | South Carolina | Virginia | Pennsylvania | Florida | Georgia | Alabama | Washington | Nevada | Arizona | New York | Maine | Oregon | Tennessee | Ohio | Michigan | Colorado | Maryland

Backed by Industry Leaders

What Is IUL—and Why Does It Matter?

Indexed Universal Life (IUL) is more than life insurance. It’s a powerful tool for:

Tax-free retirement income

Living Benefits You Can Access Early

Legacy Building for Your Family

Think of it as a smart financial engine that protects your future while working for you today.

Backed by Industry Leaders

3 Problems We Help You Solve

Indexed Universal Life (IUL) is more than life insurance. It’s a powerful tool for:

Too Many Choices. Not Enough Clarity.

When it comes to life insurance, it’s easy to feel overwhelmed. Between term life, whole life, IULs, and everything in between, most people are left confused about what’s actually best for their situation. The truth is, families don’t need more options—they need someone to simplify the process and point them in the right direction.

Traditional Insurance Doesn’t Build Wealth.

Most policies are built around a “just in case” mindset. But what if your life insurance could do more than just protect your family—it could grow your wealth too? Without the right product knowledge, families miss out on powerful tools like Indexed Universal Life (IUL) that offer protection and tax-advantaged growth at the same time.

Agents Push Products. We Build Plans.

Too many people have sat across from a salesperson who talked more than they listened. When insurance is sold like a commodity, trust goes out the window. At Legacy Drive, we approach every conversation with empathy, transparency, and a plan tailored to your goals—not ours.

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Robert Palmiter

Senior Advisor | NPN #20889824

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Kade Begley

Advisor | NPN #21342028

Trusted Advisors. Proven Tools.

How Legacy Drive Helps You Build Wealth That Lasts

Our mission is to help working Americans turn their income into protection, peace of mind, and long-term financial growth. We specialize in Indexed Universal Life but also offer:

🛡️ Mortgage Protection

🧾 Annuities for Retirement Income

📋 Term Life with Living Benefits

Every plan is custom-built to your life, budget, and future goals.

Resources | Explore Our Growing Library of Financial Resource
What Is Term Life Insurance?
What Is Term Life Insurance?

Discover how Term Life Insurance works, who it's for, and why it’s one of the most cost-effective ways to provide peace of mind and financial security for your family.

Understanding Annuities | A Safe and Strategic Retirement Tool
Understanding Annuities | A Safe and Strategic Retirement Tool

Annuities are long-term retirement solutions that provide guaranteed income, protect your savings, and help you plan for a financially stable future.

What Is Mortgage Protection Insurance?
What Is Mortgage Protection Insurance?

Mortgage Protection Insurance is a life insurance policy designed to pay off your mortgage if you pass away—keeping your family in their home.

What Is Indexed Universal Life (IUL) Insurance?
What Is Indexed Universal Life (IUL) Insurance?

Indexed Universal Life (IUL) Insurance is more than a life insurance policy—it’s a strategic financial product designed to help you protect your family while growing wealth in a secure and tax-advantaged way. IUL offers lifetime coverage with a built-in cash value component that earns interest based on the performance of a market index like the S&P 500.

Your Future Doesn’t Build Itself

Simple Solutions. Real Results.

You’ve worked hard. You’ve sacrificed. Now it’s time to make your money work just as hard for you. Whether you’re looking to protect your family, grow your wealth, or build a legacy—Legacy Drive is here to guide the way. Our licensed experts specialize in Indexed Universal Life (IUL) strategies built for real life, not just theory.